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Annual Report 2013

In deed(s)

2013 was a very eventful year. Review of the principal highlights that demonstrate
Groupama Group's ability to adapt and transform to its environment,
and its commitment to its members, customers, employees and society.

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The Group's new savings strategy

In 2013, the Group took a significant step forward in its savings strategy, doubling in one year the number of unit-linked policies in its life insurance savings inflows.

The Group's strategy aims for overall savings inflows to be broken down equally between euro funds, unit-linked policies and bank savings.
This target breakdown allows the Group to optimise its shareholders' equity while meeting the needs of its customers in terms of savings.
2013 marked a major step forward, as unit-linked policies reached 28% of total inflows, vs. only 14% in 2012. The Group is therefore well on its way to meeting its objectives.